Hyperscaler · Mountain View, CA
Google Cloud
Hyperscaler selling NVIDIA GPUs on Compute Engine as accelerator-optimized VMs (A4X Max, A4X, A4, A3, A2, G4, G2) and as GPUs attached to N1 VMs, with on-demand, Spot, DWS Flex-start/Calendar and 1- or 3-year committed prices.
GPU types11with a current offer
Current offers357358 readings on file · last 45 days
H100 from$11.06per GPU-hour, on-demand
Entry price$0.35cheapest GPU-hour listed
Countries2234 named regions
Trust Score v0.178/100
- Company & track record27
- Infrastructure control100
- Pricing & billing transparency100
- Reliability signals75
- Security & compliance80
- Customer signal—
Scored Sep 29, 2026 from the provider's own pages. Dimensions not yet measured are excluded from the denominator. Criteria ↓
Trust Score · 5 of 6 dimensions measuredThe score, criterion by criterion
Each point comes from something the provider publishes, with the page it was read on and the date. Anything not disclosed earns zero.
Company & track record
weight 15%
27 / 100
| Founding year published | not disclosedcloud.google.com · Sep 29, 2026 | 0 / 4 |
| Headquarters published | not disclosedcloud.google.com · Sep 29, 2026 | 0 / 3 |
| Legal entity named | not disclosedcloud.google.com · Sep 29, 2026 | 0 / 4 |
| Funding or ownership disclosed | Part of Google (Alphabet); corporate details not read on a primary source in this studycloud.google.com · Sep 29, 2026 | 4 / 4 |
Infrastructure control
weight 15%
100 / 100
| Capacity model published | operates or rents dedicated capacitycloud.google.com · Sep 29, 2026 | 10 / 10 |
| Regions published | 34 regions or countriescloud.google.com · Sep 29, 2026 | 5 / 5 |
Pricing & billing transparency
weight 20%
100 / 100
| Public prices without an account | yes (read on the pricing page)cloud.google.com · Sep 29, 2026 | 5 / 5 |
| Billing granularity published | per secondcloud.google.com · Sep 29, 2026 | 4 / 4 |
| Egress policy published | metered: Premium Tier from us-central1 0.12 USD/GiB (1 GiB to 1 TiB/month) to North America, Europe and most of Asia, falling to 0.11 and 0.08-0.085 at volume; 0.19 USD/GiB to Australia, Indonesia, Korea, South America, Saudi Arabia; 0.23 USD/GiB to China. Standard Tier 0.085 USD/GiB after 200 GiB free. Ingress free.cloud.google.com · Sep 29, 2026 | 4 / 4 |
| Stopped-instance billing published | No charge for the instance after it reaches STOPPING; attached resources keep billing (persistent disks, static external IPs). Suspended instances also bill preserved memory/device state at 0.000232877 USD/GiB-hour (us-central1).cloud.google.com · Sep 29, 2026 | 4 / 4 |
| Public IPv4 policy published | extra: 0.005 USD/hour per external IPv4 in use on a standard VM, 0.0025 USD/hour on Spot/preemptible VMs, 0.01 USD/hour for a reserved unused static IP; external IPv6 on VMs not chargedcloud.google.com · Sep 29, 2026 | 3 / 3 |
Reliability signals
weight 20%
75 / 100
| Status page | https://status.cloud.google.com/cloud.google.com · Sep 29, 2026 | 6 / 6 |
| SLA published | Compute Engine: 99.99% for instances in multiple zones, 99.9% for a single instance (99.95% single memory-optimized instance), Premium Tier; financial credits from 10%cloud.google.com · Sep 29, 2026 | 6 / 6 |
| SLA with a numeric uptime commitment | Compute Engine: 99.99% for instances in multiple zones, 99.9% for a single instance (99.95% single memory-optimized instance), Premium Tier; financial credits from 10%cloud.google.com · Sep 29, 2026 | 3 / 3 |
| Uptime history published | not disclosedcloud.google.com · Sep 29, 2026 | 0 / 5 |
| Observed availability (30 days) | not measured yet | — |
Security & compliance
weight 15%
80 / 100
| SOC 2 | SOC 2 report available via Compliance Reports Manager (type not stated on page read)cloud.google.com · Sep 29, 2026 | 5 / 8 |
| ISO 27001 | yes: ISO/IEC 27001:2022 certified ISMScloud.google.com · Sep 29, 2026 | 4 / 4 |
| HIPAA or GDPR DPA | yes: BAA available, covers all Google Cloud regions and listed servicescloud.google.com · Sep 29, 2026 | 3 / 3 |
Customer signal
weight 15%
not measured
| Aggregated public reviews | not collected yet | — |
provisional v0.1: evidence from the provider's own pages; dimensions not yet measured are excluded from the denominatorFull method →
Market report · Oct 25, 2026 · Hyperscalers and general clouds · #3 of the 200 to audit · prices read on the provider's pageWhat the market report notes about Google Cloud
Our internal report lists 248 actors with their zone, segment, status and the prices it could read, dated Oct 25, 2026. Its notes are reproduced as written, in French, with their sources.
- Listed as
- Google Cloud
- Cross-checkfr
- a3-highgpu-8g 88,49 $/h (≈ 11,06 $/GPU) ; A5X Vera Rubin NVL72 en GA annoncée pour nov. 2026 avec régions EMEA ; HGX B300 GA sur Google Distributed Cloud (22/10/2026).
Prices by GPU · 11 GPU types with a current offerWhat Google Cloud charges, against the market
Cheapest current on-demand true cost here, next to the market median for the same GPU. Negative means cheaper than the market.
| GPU | Cheapest here | Market median | vs market | Current offers | Modes | |
|---|---|---|---|---|---|---|
| H100 | $11.06 | $3.17 | +249% | 12 | spotreservedon-demand | H100 prices |
| A100 80GB | $5.07 | $1.99 | +155% | 14 | spotreservedon-demand | A100 80GB prices |
| RTX PRO 6000 | $4.50 | $2.14 | +110% | 28 | spoton-demandreserved | RTX PRO 6000 prices |
| H200 | $10.60 | $4.76 | +123% | 6 | spotreservedon-demand | H200 prices |
| B200 | no on-demand | $7.50 | — | 5 | spotreserved | B200 prices |
| L4 | $0.70 | $0.80 | −12% | 47 | on-demandspotreserved | L4 prices |
| T4 | $0.35 | $0.51 | −31% | 3 | on-demandreserved | T4 prices |
| A100 40GB | $3.48 | $1.98 | +76% | 24 | spotreservedon-demand | A100 40GB prices |
| Tesla V100 16GB | $2.48 | $1.71 | +45% | 3 | on-demandreserved | Tesla V100 16GB prices |
| Tesla P4 | $0.60 | $0.07 | +790% | 3 | on-demandreserved | Tesla P4 prices |
| Tesla P100 | $1.46 | $0.07 | +1849% | 3 | on-demandreserved | Tesla P100 prices |
All offers · 358 readings on fileEvery Google Cloud offer, with its receipt
Current offers (last 45 days) ranked by true cost, all rental modes, each with its read date. Older readings stay listed below, in grey.
| GPU | Configuration | Mode | Region | Stock | List | True cost | Read | |
|---|---|---|---|---|---|---|---|---|
| L4outlier · suspended | 1× L44 vCPU · 16 GB RAM | Spot | Australia +25 | Stock unknown | $0.07 | $0.07 | 21:10 UTCfresh | Receipt |
| L4outlier · suspended | 1× L48 vCPU · 32 GB RAM | Spot | Australia +25 | Stock unknown | $0.08 | $0.08 | 21:10 UTCfresh | Receipt |
| L4 | 1× L412 vCPU · 48 GB RAM | Spot | Australia +25 | Stock unknown | $0.10 | $0.10 | 21:10 UTCfresh | Receipt |
| L4 | 4× L448 vCPU · 192 GB RAM | Spot | Australia +25 | Stock unknown | $0.10 | $0.10 | 21:10 UTCfresh | Receipt |
| L4 | 8× L496 vCPU · 384 GB RAM | Spot | Australia +25 | Stock unknown | $0.10 | $0.10 | 21:10 UTCfresh | Receipt |
| L4 | 1× L416 vCPU · 64 GB RAM | Spot | Australia +25 | Stock unknown | $0.11 | $0.11 | 21:10 UTCfresh | Receipt |
| T4outlier · suspended36-month commitment | 1× T4 | Reserved | Australia +24 | Stock unknown | $0.15 | $0.15 | 21:10 UTCfresh | Receipt |
| L4 | 1× L432 vCPU · 128 GB RAM | Spot | Australia +25 | Stock unknown | $0.17 | $0.17 | 21:10 UTCfresh | Receipt |
| T412-month commitment | 1× T4 | Reserved | Australia +24 | Stock unknown | $0.22 | $0.22 | 21:10 UTCfresh | Receipt |
| Tesla P436-month commitment | 1× Tesla P4 | Reserved | Australia +19 | Stock unknown | $0.27 | $0.27 | 21:10 UTCfresh | Receipt |
| L436-month commitment | 1× L44 vCPU · 16 GB RAM | Reserved | Australia +25 | Stock unknown | $0.32 | $0.32 | 21:10 UTCfresh | Receipt |
| T4 | 1× T4 | On-demand | Australia +24 | Stock unknown | $0.35 | $0.35 | 21:10 UTCfresh | Receipt |
| Tesla P412-month commitment | 1× Tesla P4 | Reserved | Australia +19 | Stock unknown | $0.38 | $0.38 | 21:10 UTCfresh | Receipt |
| L436-month commitment | 1× L48 vCPU · 32 GB RAM | Reserved | Australia +25 | Stock unknown | $0.38 | $0.38 | 21:10 UTCfresh | Receipt |
| L436-month commitment | 1× L44 vCPU · 16 GB RAM | Reserved | Australia +25 | Stock unknown | $0.40 | $0.40 | 21:10 UTCfresh | Receipt |
| L412-month commitment | 1× L44 vCPU · 16 GB RAM | Reserved | Australia +25 | Stock unknown | $0.44 | $0.44 | 21:10 UTCfresh | Receipt |
| L436-month commitment | 1× L412 vCPU · 48 GB RAM | Reserved | Australia +25 | Stock unknown | $0.45 | $0.45 | 21:10 UTCfresh | Receipt |
| L436-month commitment | 2× L424 vCPU · 96 GB RAM | Reserved | Australia +25 | Stock unknown | $0.45 | $0.45 | 21:10 UTCfresh | Receipt |
| L436-month commitment | 4× L448 vCPU · 192 GB RAM | Reserved | Australia +25 | Stock unknown | $0.45 | $0.45 | 21:10 UTCfresh | Receipt |
| L436-month commitment | 8× L496 vCPU · 384 GB RAM | Reserved | Australia +25 | Stock unknown | $0.45 | $0.45 | 21:10 UTCfresh | Receipt |
| L436-month commitment | 1× L48 vCPU · 32 GB RAM | Reserved | Australia +25 | Stock unknown | $0.49 | $0.49 | 21:10 UTCfresh | Receipt |
| L436-month commitment | 1× L416 vCPU · 64 GB RAM | Reserved | Australia +25 | Stock unknown | $0.51 | $0.51 | 21:10 UTCfresh | Receipt |
| L412-month commitment | 1× L48 vCPU · 32 GB RAM | Reserved | Australia +25 | Stock unknown | $0.54 | $0.54 | 21:10 UTCfresh | Receipt |
| L412-month commitment | 1× L44 vCPU · 16 GB RAM | Reserved | Australia +25 | Stock unknown | $0.56 | $0.56 | 21:10 UTCfresh | Receipt |
| L436-month commitment | 1× L412 vCPU · 48 GB RAM | Reserved | Australia +25 | Stock unknown | $0.57 | $0.57 | 21:10 UTCfresh | Receipt |
148 fresh offers · the 25 cheapest shown here, all of them in the comparison tool · prices per GPU-hour · true cost includes the add-ons the provider publishesOpen in the comparison tool →
True cost & billing · read Sep 29, 2026What the hourly price does not say
Billing granularity, minimums, what a stopped machine costs, traffic, addresses, deposits and identity checks, as published by the provider.
Billing
- Billing granularity
- per second
- Minimum charge
- 1 minute minimum for vCPUs, GPUs and memory, then 1-second increments
- Stopped instance
- No charge for the instance after it reaches STOPPING; attached resources keep billing (persistent disks, static external IPs). Suspended instances also bill preserved memory/device state at 0.000232877 USD/GiB-hour (us-central1).
- Egress
- metered: Premium Tier from us-central1 0.12 USD/GiB (1 GiB to 1 TiB/month) to North America, Europe and most of Asia, falling to 0.11 and 0.08-0.085 at volume; 0.19 USD/GiB to Australia, Indonesia, Korea, South America, Saudi Arabia; 0.23 USD/GiB to China. Standard Tier 0.085 USD/GiB after 200 GiB free. Ingress free.
- Public IPv4
- extra: 0.005 USD/hour per external IPv4 in use on a standard VM, 0.0025 USD/hour on Spot/preemptible VMs, 0.01 USD/hour for a reserved unused static IP; external IPv6 on VMs not charged
- Billing model
- postpaid invoice
- Minimum deposit
- None for standard self-serve accounts; some Postpay accounts in some countries require a one-time prepayment to activate (amount varies by country and currency)
- Free credits
- Free Trial: 300 USD Welcome credit valid 90 days; GPUs cannot be added to VMs while the account is a non-billable Free Trial account (upgrade to a Paid billing account required, remaining credit still usable)
Account
- Payment
- card
- Sign-up
- email, card, payment method verification (temporary hold of 0.00-1.00 USD), bank account verification in some countries
- Identity check
- card verification
- Support
- documentation, community forums, billing support, paid technical support
- Enterprise support
- not published
- SLA
- Compute Engine: 99.99% for instances in multiple zones, 99.9% for a single instance (99.95% single memory-optimized instance), Premium Tier; financial credits from 10%
- Status page
- status.cloud.google.com ↗
- Published uptime
- not published
Infrastructure
- Regions
34 named regions in 22 countries
asia-east1 (Taiwan) · asia-east2 (Hong Kong) · asia-northeast1 (Japan) · asia-northeast3 (South Korea) · asia-south1 (India) · asia-south2 (India) · asia-southeast1 (Singapore) · asia-southeast2 (Indonesia) · australia-southeast1 (Australia) · australia-southeast2 (Australia) · europe-central2 (Poland) · europe-north1 (Finland) · europe-west1 (Belgium) · europe-west10 (Germany) · europe-west2 (United Kingdom) · europe-west3 (Germany) · europe-west4 (Netherlands) · europe-west6 (Switzerland) · europe-west8 (Italy) · europe-west9 (France) · me-central2 (Saudi Arabia) · me-west1 (Israel) · northamerica-northeast1 (Canada) · northamerica-northeast2 (Canada) · southamerica-east1 (Brazil) · us-central1 (United States) · us-east1 (United States) · us-east4 (United States) · us-east5 (United States) · us-south1 (United States) · us-west1 (United States) · us-west2 (United States) · us-west3 (United States) · us-west4 (United States)- Countries
- Taiwan, Hong Kong, Japan, South Korea, India, Singapore, Indonesia, Australia, Poland, Finland, Belgium, Germany, United Kingdom, Netherlands, Switzerland, Italy, France, Saudi Arabia, Israel, Canada, Brazil, United States
- Platform
- api, cli, serverless, ssh, custom_docker_image, persistent_volumes, snapshots, spot_or_interruptible, bare_metal · SDK : Google Cloud client libraries (gcloud CLI documented · per-language SDK list not read) · Terraform : official · Kubernetes : managed · interconnexion : NVLink full mesh (1,800 GBps on A4/A4X/A4X Max, 900 GBps on A3, 600 GBps on A2) · A3 Ultra and A4 up to 3,600 Gbps network per VM · GPUDirect-TCPX on A3 High/Edge · clusters : AI Hypercomputer with GKE and Slurm integration · A4X Max is GB300 NVL72-based and bare metal only · A4X/A4X Max require reserved capacity
- Storage
- volume · 0.000136986 USD/GiB-hour (Balanced persistent disk, us-central1) · Equals 0.10 USD/GiB-month at the 730 h month Google uses in its own pricing examples. Standard PD 0.000054795, SSD PD 0.000232877, Hyperdisk Balanced 0.000109589 USD/GiB-hour plus provisioned IOPS/throughput.ephemeral · 0.000109589 USD/GiB-hour (Local SSD, on-demand, us-central1) · Spot Local SSD 0.000065753 USD/GiB-hour. A3/A4/A2 Ultra machine prices already include their bundled Local SSD.object · 0.000068493 USD/GiB-hour (custom image and machine image storage, us-central1) · Image storage, not a general object store; Cloud Storage prices not read.
- Migration out
- Workloads are standard VMs: create images or machine images from persistent disks, export disk images to Cloud Storage and download them (egress charges apply), push container images from Artifact Registry to another registry; Terraform (hashicorp/google) configs document the infrastructure.
Security & compliance
- SOC 2
- SOC 2 report available via Compliance Reports Manager (type not stated on page read)
- ISO 27001
- yes: ISO/IEC 27001:2022 certified ISMS
- HIPAA
- yes: BAA available, covers all Google Cloud regions and listed services
- GDPR / DPA
- yes: Cloud Data Processing Addendum
- Other
- Compliance offerings catalogue by country; ISO 27017/27018 referenced on the HIPAA page
- Legal entity
- not published
- Funding
- Part of Google (Alphabet); corporate details not read on a primary source in this study
GPUBank market study, read on the provider's own pages · 21 pages read · facts marked "not published" were looked for and not foundPages read ↓
From the study · assessmentGoogle Cloud, in short
What stood out when we read the documents: strengths, weaknesses, who it suits, and what we could not find.
Strengths
- Widest GPU range of the set read: GB300 (A4X Max), GB200 (A4X), B200, H200, H100, A100 80GB/40GB, RTX PRO 6000, L4, T4, P4, V100, P100
- GPUs available in 34 regions across 22 countries per the GPU locations page
- Per-second billing after a 1-minute minimum
- Several price levers: Spot (up to 91% off per Google), DWS Flex-start, Calendar mode, 1- and 3-year committed use discounts
- Fractional RTX PRO 6000 VMs from 0.64688 USD/hour (g4-standard-6, 1/8 GPU)
- Published Compute Engine SLA (99.99% multi-zone, 99.9% single instance), ISO/IEC 27001, SOC 2 report, HIPAA BAA, DPA
- Official Terraform provider (hashicorp/google), gcloud CLI, managed Kubernetes (GKE), Slurm deployments
Weaknesses
- H100 SXM on-demand at 11.0613 USD/GPU-hour (a3-highgpu-8g, 88.490000119 USD/VM-hour, us-central1)
- No on-demand price for A4 (B200): only Spot, Flex-start, Calendar and CUD; A4, A3 Ultra, A4X require reservation, Spot or Flex-start to provision
- A3 High with 1, 2 or 4 GPUs only as Spot or Flex-start VMs
- Egress metered (0.12 USD/GiB Premium Tier to North America/Europe) and external IPv4 billed 0.005 USD/hour
- Free Trial accounts cannot add GPUs; technical support is a paid plan
- Price information spread over several pages; the default GPU pricing link lands on a page that states it does not cover GPUs
Ideal for
- Teams already on Google Cloud that need GPUs next to GKE, storage and data services
- Large training clusters needing GB200/GB300 rack-scale systems under reservation
- Enterprises requiring SLA, SOC 2/ISO 27001 reports and HIPAA BAA
- Fault-tolerant jobs that can use Spot pricing
Not published
- On-demand prices for a3-highgpu-1g/2g/4g not published (machine types limited to Spot or Flex-start)
- Flex-start prices for these not on the page read
- A3 Edge (a3-edgegpu-8g), A4X (GB200) and A4X Max (GB300) prices not listed on the accelerator-optimized pricing page
- CUD prices for a2-ultragpu-2g/4g/8g: page says contact sales
- RTX PRO 6000 vWS and L4 vWS lines: unclear whether the price is a surcharge or full per-GPU price
- column headers do not match the number of values
- Only us-central1 prices recorded
- other regions differ
- SOC 2 report type (I or II) not stated on the SOC 2 page read
- Exact identity verification steps beyond payment-method verification not detailed on the Free Trial page
- Maximum GPUs per VM: 16 on a2-megagpu-16g
- 8 for other machine types
- Company legal name, founding year and financials not read on a primary source
- Official SDK language list and templates/Jupyter offering on Compute Engine not verified in this study
Observations
The registry GPU pricing URL (cloud.google.com/compute/gpus-pricing) redirects to the VM instance pricing page, which states it does not cover GPUs; GPU prices are on a separate Accelerator-optimized pricing page
Prices visible without an account, in USD, with a region selector defaulting to Iowa (us-central1) and an Hourly/Monthly toggle
Accelerator-optimized prices are per VM (e.g. a3-highgpu-8g 88.490000119 USD/hour for 8 H100), not per GPU; only N1-attachable GPUs (T4, P4, V100, P100) are priced per GPU
Tables show on-demand, DWS Flex-start, DWS Calendar mode, current Spot, and 1-/3-year CUD columns side by side; A4 (B200) on-demand shows N/A
Prices are given with up to nine decimals
Spot prices are on a separate Spot VMs pricing page and can change up to once a day
Pages read
- cloud.google.com/products/compute/pricing/accelerator-optimized — GPU VM prices (on-demand, Flex-start, Calendar, Spot, CUD), GPU attachment prices, vWS, disk and image prices (us-central1
- cloud.google.com/spot-vms/pricing — Spot prices per machine type and per attached GPU (us-central1
- cloud.google.com/products/compute/pricing — Billing model (1-minute minimum, per second), discounts, CUD/SUD rules, redirect target of the GPU pricing URL
- cloud.google.com/gpu — GPU catalogue overview, per-second billing claim
- docs.cloud.google.com/compute/docs/gpus — GPU catalogue, machine type specs, interconnect
- docs.cloud.google.com/compute/docs/accelerator-optimized-machines — Consumption options, A3 High 1/2/4g Spot/Flex-start only, maintenance behaviour
- docs.cloud.google.com/compute/docs/regions-zones/gpu-regions-zones — Regions, zones and countries with GPUs, limited-availability notes
- docs.cloud.google.com/billing/docs/how-to/payment-methods — Cards, bank account, PayPal, Pix, UPI, prepayment, no crypto listed
- docs.cloud.google.com/free/docs/free-cloud-features — 300 USD credit, no GPUs on Free Trial, payment/identity verification
- cloud.google.com/vpc/network-pricing — Egress and external IP prices
- docs.cloud.google.com/compute/docs/instances/stop-start-instance — Charges while stopped
- cloud.google.com/compute/sla — SLA levels
- cloud.google.com/support?hl=en — Support tiers and pricing
- cloud.google.com/security/compliance/soc-2 — SOC 2 report availability
- cloud.google.com/security/compliance/iso-27001 — ISO 27001 certification
- cloud.google.com/security/compliance/hipaa-compliance — BAA
- cloud.google.com/terms/data-processing-addendum — GDPR DPA
- status.cloud.google.com/ — Status page
- registry.terraform.io/providers/hashicorp/google/latest/docs/resources/compute_instance — Official Terraform provider
- docs.cloud.google.com/sdk/gcloud?hl=en — CLI
- s206.q4cdn.com/479360582/files/doc_financials/2025/q4/GOOG-10-K-2025.pdf — Headquarters
Questions about Google Cloud
What GPUs does Google Cloud offer?
Google Cloud has 11 GPU types with a fresh offer today, for example H100 from $11.06, A100 80GB from $5.07, H200 from $10.60, RTX PRO 6000 from $4.50, L4 from $0.70, T4 from $0.35 per GPU-hour on-demand. The full list with prices and market medians is on this page.
How does Google Cloud bill?
Billing granularity: per second. Minimum charge: 1 minute minimum for vCPUs, GPUs and memory, then 1-second increments Stopped instance: No charge for the instance after it reaches STOPPING; attached resources keep billing (persistent disks, static external IPs). Suspended instances also bill preserved memory/device state at 0.000232877 USD/GiB-hour (us-central1).
How trustworthy is Google Cloud?
Its Trust Score is 78/100 (v0.1), read from its own documents. Strong on infrastructure control, pricing & billing transparency. Weaker on company & track record. The score measures transparency and published guarantees, not customer satisfaction; every criterion and its source is listed above.
Where are Google Cloud's data centres?
34 named regions in 22 countries: Taiwan, Hong Kong, Japan, South Korea, India, Singapore, Indonesia, Australia, Poland, Finland, Belgium, Germany, United Kingdom, Netherlands, Switzerland, Italy, France, Saudi Arabia, Israel, Canada, Brazil, United States.
How do you pay Google Cloud, and are there credits?
Payment by card. Free credits: Free Trial: 300 USD Welcome credit valid 90 days; GPUs cannot be added to VMs while the account is a non-billable Free Trial account (upgrade to a Paid billing account required, remaining credit still usable). Identity check: card verification.